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Holiday Installment Loans

Everyone needs a break to getaway and recharge sometimes, but it can be a struggle to save all the money to pay for everything in one go. This is where applying for loans for the holidays can come in handy.

If you are thinking about taking out a loan for a holiday, talk to Champion Loans, your Maroochydore based holiday loan lenders who service all of Australia. The experienced team can explain how the loan repayment rates and interest charges work, help you narrow down the best repayment plan for your circumstances, and take the guesswork out of the fineprint for you.

Borrow up to $5,000 for Loans for the Holidays

Whether you are after Christmas holiday loans, Easter holiday loans, school break vacation loans, or other sort of holiday getaway loan, Champion Loans has all your loans for the holidays covered.  Our team can arrange holiday installment loans of up to $5000 to ensure your next getaway becomes a reality.  With our help, you'll be able to book your vacation, without juggling credit cards.

Wherever the getaway destination is located, a holiday loan could help with your accomodation and air fares, or give you the extra spending money to make it an unforgettable adventure.

As always, our vacation loan application criteria is flexible. If you're worried about past credit issues, poor credit, or a short employment history, talk to our experts. Each application is assessed on it's own merits. We will listen to your story and endeavour to find a solution that's right for you and your budget.

Once you’ve got a rough budget in mind for your vacation, apply for a holiday installment loan online via our secure loan application gateway. Alternatively, apply over the phone on  (07) 5452 7400, or visit us at our Maroochydore loan lenders office to apply in-person.

Once you get your vacation getaway loan, you can start booking flights, accommodations and tours and excursions. 

Why Choose us as your hoLiday loan lenders?

We ensure the travel loan repayments are affordable for you, and there are no early payout fees or penalties. The quicker you pay off the holiday installment loan the more your save!

When evaluating your loan application, our loan lenders take a couple of factors into account including your current income, and your track record for paying back other loans you’ve had in the past, and a few other things. 

We also require some security, so you will need to use something as collateral - the easist item to use is your car.

As responsible holiday loan lenders we urge people to make sure they can repay their vacation loan. Some choose to repay it with their tax return or Christmas work bonus. Others know that they will have some extra money in their monthly budget after the New Year to repay it then. Consider your financial circumstances by taking some time to look at the numbers and make sure the vacation getaway loan repayment is going to be manageable once your holiday comes to an end.

Apply ONLINE for a Vacation Loan no matter where you're located in Australia

It’s important to enjoy quality time with your family and friends when you can. Life moves fast and you only live once, so make the most of your holiday time together and create new memories to last a lifetime.

If you're planning on taking out a loan out for a holiday then let's do it! For fast approval, apply for a loan for a holiday online, or call us on (07) 5452 7400 to find out more.

Holiday Loan Terms & Conditions

  • Minimum repayment period is 5 months. Maximum repayment period is 5 years. 

  • Nominal Annual Percentage Rate of interest charged as defined by S.153 of the National Credit Code:

  • Minimum 12.00%  Maximum 48.00%

  • Example 1: Principal $2500, Establishment Fee $400, Total cost including interest $3657 (based on 25% interest over 2 years). Comparison Rate 37.86%. 

  • WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

  • Champion Loans does not offer $2500 loans over 2 years

Developed by KOOK

Calculate your repayments 

Step 1: Select Loan Amount
 
Loan Information:
  • $The maximum you will be charged is a flat 20% Establishment fee and a flat 4% Monthly Fee with a comparison rate of 132.23% p.a. This comparison rate is based on a small amount credit contract of $700 repaid over 12 months with an establishment fee of 20% any monthly fees of 4%.
  • $The above repayment is based on an interest rate of 48.00% and establishment fee of $400.
    Comparison Rate: 69.38% p.a. This comparison rate is based on a loan for an amount of $2500 over 2 years and a $400 establishment fee .
  • $The above repayment is based on an interest reate of 48.00% and establishment fee of $0.00.
    Comparison Rate: 48.00% p.a. This comparison rate is based on a loan for an amount of $2500 over 2 years and a $400 establishment fee.
  • $The above repayment is based on an interest rate of 23.00% and establishment fee of $800.
    Comparison Rate: 38.59% p.a. This comparison rate is based on a loan for an amount of $6000 over 2 years and an $800 establishment fee .
  • $The above repayment is based on an interest rate of 21.00% and establishment fee of $800.
    Comparison Rate: 28.92% p.a. This comparison rate is based on a loan for an amount of $8000 over 3 years and an $800 establishment fee .
  • $The above repayment is based on an interest rate of 18.9 % and establishment fee of $800.
    Comparison Rate: 25.05% p.a. This comparison rate is based on a loan for an amount of $10,000 over 3 years and an $800 establishment fee .

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

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