Need affordable Business Loans & CommerCIal Financing?

Champion Loans is one of the best business loan companies operating within Australia providing Aussie's with tailored business lending solutions. Our team can provide business and commercial financing for any investment purpose or type of business (small business loans through to large company loans).

If you apply for a new business loan with us you can use anything of value for the business finance including cars, boats and plant equipment.

Contact our Maroochydore business loan lenders for more information, or set up an in-person appointment. Alternatively, if you need a business loan asap, you can begin your online business loan application now. Small and big business loans are available across Australia. 

Whether you need capital financing and small business startup loans to get started, need fast short term business loans to weather a rough patch, or need a commercial vehicle loan for new company cars - our online business loan lenders can help.

7 reason Why Should you Consider Taking out a Business Loan? 

1. Avoid Failure

Business financing loans can mean the difference between the success and failure of your business. Not only for you, but also for those around you.

When a business needs money it can drum up cash in various ways - find investors who would be willing to provide some more capital, invest profits back into the business, or opt for business lending solutions from a loan lender. 

2. Expansion & Growth

If your business is doing well and you're ready to grow and expand the enterprise further by opening more physical locations (or you've simply outgrown your current office space) then you may need a business loan to facilitate this. Just because business is booming doesn't mean you have the cash flow on hand to pony up and make it happen. 

You might need secured business finance to facilitate the expansion. 

3.  Building Future Credit

If you’re thinking about applying for larger-scale business finance over the coming couple of years, a case can be made for starting with smaller, fast short term business loans in order to build your business credit.

Fledgling businesses can run into trouble trying to secure big business loans when they don't have much of a track record. By this we mean, if the business and owner don't have a strong credit history to report. 

4. More Equipment is Needed

Businesses need "equipment" in order to operate. Buying equipment that improves your offerings and services is often something that requires business lending solutions. Things like IT equipment, specialised machinery, tools, replacement parts and so on are things a business needs to perform its services and make its products. 

5. A Business Opportunity Worth the Risk of Potential Debt

Every now and then the heavens part and a business opportunity you think you can't pass up falls at your feet. Maybe you found a new potential office space in a great location that is a bargain, or maybe you have the chance to buy stock in bulk for cheaper than normal.

Determining the return on investment of whatever opportunity you'd like to pursue first requires you to weigh the cost of the business financing loan your considering, compared to the revenue you could make by taking the plunge.

6. Your Start-Up Needs New Staff

If you run a start-up or small business you might be wearing a lot of hats, but eventually, without having the support needed, you will start to burn out. If you and/or your small team of staff are overloaded eventually things will start to go downhill. A business cannot run on fumes and disgruntled, overworked staff alone.

Smart businesses know their greatest asset is their employees. By investing in talent they stand to benefit from higher staff retention rates (meaning less time wasted training new staff) and keep their edge in the market.  

So getting an affordable business loan to facilitate new staff hires can be the right move when there’s a clear connection between the hiring decision and an increase in revenue. Although, if you as the owner are so bogged down in the day-to-day minutiae, that alone may well be worth hiring more talent, freeing you to focus on the bigger picture.

And if you're just kicking off your new business, you may well need small business start up loans to get off the ground, nevermind to hire more staff. 

7. Purchase More Inventory

Inventory/stock is a huge expense. Keeping up with customer demand means replenishing the stock/inventory on-time. This can become a headache when you need to buy big amounts of stock before seeing any return on investment. Seasonal businesses are well aware of this as these types often have to buy big amounts of stock, without the cashflow available. 

Fast secured business loans can help relieve the headache - providing affordable business loans to purchase the inventory before making a profit off it.

Why Choose our online business Loan Lenders for busIness financing & commercial financing?

As one of the best business loan companies in Australia, our loan lenders will do their utmost to help you and your big or small business start-up, survive, thrive, and grow.

Apply for a new business loan now if you need one asap, or give our staff a call to ask any questions you may have about applying for affordable large or small business loans.

commercial loan application being hashed out

 

Developed by KOOK

Calculate your repayments 

Step 1: Select Loan Amount
 
Loan Information:
  • $The maximum you will be charged is a flat 20% Establishment fee and a flat 4% Monthly Fee with a comparison rate of 132.23% p.a. This comparison rate is based on a small amount credit contract of $700 repaid over 12 months with an establishment fee of 20% any monthly fees of 4%.
  • $The above repayment is based on an interest rate of 48.00% and establishment fee of $400.
    Comparison Rate: 69.38% p.a. This comparison rate is based on a loan for an amount of $2500 over 2 years and a $400 establishment fee .
  • $The above repayment is based on an interest reate of 48.00% and establishment fee of $0.00.
    Comparison Rate: 48.00% p.a. This comparison rate is based on a loan for an amount of $2500 over 2 years and a $400 establishment fee.
  • $The above repayment is based on an interest rate of 23.00% and establishment fee of $800.
    Comparison Rate: 38.59% p.a. This comparison rate is based on a loan for an amount of $6000 over 2 years and an $800 establishment fee .
  • $The above repayment is based on an interest rate of 21.00% and establishment fee of $800.
    Comparison Rate: 28.92% p.a. This comparison rate is based on a loan for an amount of $8000 over 3 years and an $800 establishment fee .
  • $The above repayment is based on an interest rate of 18.9 % and establishment fee of $800.
    Comparison Rate: 25.05% p.a. This comparison rate is based on a loan for an amount of $10,000 over 3 years and an $800 establishment fee .

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

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Testimonials

“I’ve had four loans now, it’s so easy!  The girls are terrific, they know me, I go in for my application, they ring me, I sign my contracts and the money is in my account the next morning. It’s fantastic!” -S.C.

“I was stuck for my bond, I just want to say thanks for helping me out, doing the application over the phone made it quick and you gave me the go-ahead that day.   It was really easy and Kerry was great to deal with” B.A.

“I just want to thank you guys for helping me out. I was really stressed I’d lose my job and I needed my car fixed straight away. I didn’t think I would get the money so quick – thanks again”

“Thanks for another $100, the referral card is getting to be a good money earner for me!”

We have four kids, we are on a pension and bankrupt – it is hard! You have been very friendly and have tried very hard to help. I wanted you to know how much we appreciate you getting a loan for us.

“Thanks for sorting out my car loan so quickly – without you guys I wouldn’t have been able to get work in Brisbane on Monday. You are real life savers.”

“Thankyou very much for you kindness in lending over the past few years. May God bless you all so you can continue your kind job lending to people who are really in need like myself” - M