Fast & easy personal loans that work for you.

Whether you need funds for an unexpected expense or a planned purchase, our flexible personal loans are designed to fit your budget and timeline.

Apply online in minutes and get a decision fast.

How much would you like to borrow?

Step 1: Select Loan Amount
Step 2: Select Payment Terms
 
  • $The maximum you will be charged is a flat 20% Establishment fee and a flat 4% Monthly Fee with a comparison rate of 132.23% p.a. This comparison rate is based on a small amount credit contract of $700 repaid over 12 months with an establishment fee of 20% any monthly fees of 4%.
  • $The above repayment is based on an interest rate of 48.00% and establishment fee of $400.
    Comparison Rate: 69.38% p.a. This comparison rate is based on a loan for an amount of $2500 over 2 years and a $400 establishment fee .
  • $The above repayment is based on an interest reate of 48.00% and establishment fee of $0.00.
    Comparison Rate: 48.00% p.a. This comparison rate is based on a loan for an amount of $2500 over 2 years and a $400 establishment fee.
  • $The above repayment is based on an interest rate of 23.00% and establishment fee of $800.
    Comparison Rate: 38.59% p.a. This comparison rate is based on a loan for an amount of $6000 over 2 years and an $800 establishment fee .
  • $The above repayment is based on an interest rate of 21.00% and establishment fee of $800.
    Comparison Rate: 28.92% p.a. This comparison rate is based on a loan for an amount of $8000 over 3 years and an $800 establishment fee .
  • $The above repayment is based on an interest rate of 18.9 % and establishment fee of $800.
    Comparison Rate: 25.05% p.a. This comparison rate is based on a loan for an amount of $10,000 over 3 years and an $800 establishment fee .

Apply Now!

google review ratingproduct review rating

excited person pointing

Why Choose Champion for personal loans, business loans and more.

  • We accept poor and bad credit.
  • Loan applications can be made online or in-office at our Maroochydore loans office.
  • Centrelink pensioners are welcome.
  • We provide a transparent, friendly and personal loan lender service.
  • You can rely on fast loan approvals.
  • Our online loan application process is simple and straightforward. 
  • We're based on the Sunshine Coast, but provide personal and business loans to clients across Australia.

Apply Now!

How to qualify for a loan

Please note, if your only income is Jobseeker, Youth Allowance or Austudy our loan lenders are unable to help.

person blowing out candles

Be over 18 years of age

woman holding australian flag

Be an Australian Resident

lady checking her phone

Have a regular source of income

Wages or Centrelink pension

Apply Now!

How to apply for a loan

Complete our application form in minutes.

1

We’ll send you an easy to use link to supply your supporting documents.

2

We Assess your Application.

3

Approval times can vary depending on the application but we usually have a response within 2 – 8 business hours.

4

Money sent straight to your bank account.

If your application is approved, you’ll electronically sign a contract and we’ll transfer the funds into your bank account.

Unfortunately, we're unable to help if you're only income is Jobseeker, Youth Allowance or Austudy.

Find the right loan for your needs

Whatever you need a little extra help with, Champion Loans has got a loan to match.

Cash Loans

Get cash now! Champion Loans can lend up to $15,000 in personal loans for bills, bond & rent, car repairs, medical and vet expenses, household items, special events and more - the list is endless. The team talk to you, individually, to set realistic, affordable repayments over a time period that suits your budget. Whether you need a cash advance, emergency loan or just need cash loans online now, the Champion team can help.

Car Loans

The Champion team can arrange finance of up to $15,000 to get you on the road with flexible car loans - you choose the car and where to purchase it from and Champion provide the loan funding, assisting you through the entire process to take the stress out of buying a new or used car.

Loans for Businesses

Need large company loans or small business loans, or start up business loans for a new burgeoning enterprise? Champion Loans can provide short term loans of up to $15,000 for any business or investment purpose. Settlement can be organised quickly so you won’t miss out on any opportunity. Contact us for loan rates, more info or to get started on your loan application today.

What our clients say.


  • Ataliyah
    a week ago
    Grateful to champion loans! I don’t have a good credit score and could not find a place that would accept me until I came across champion loans who were willing to give me a go! Katherine was amazing through both my loans. Extre...

  • bianca Philippi
    3 weeks ago
    Champion loans have been an amazingly helpful to me over the years. My family have had a few emergency situations where we have needed extra money. It was easy to apply and we were given approval the same day and everyone we have...

  • Jessie Eames
    2 weeks ago
    Champion loans have been a life saver when it comes to urgent funds, staff have been amazing and incredibly helpful, so happy I found this company :) keep up the amazing job, will definitely suggest to friends/family if they are ...

  • Julie Clarke
    a month ago
    Champion loans have very friendly staff,they are efficient and fast and keep you informed on the progress of your application.Being on a pension is no barrier,as l have had at least 8 loans with them! They literally,save my life,a...

You're in safe hands with our trusted partners.

We work alongside respected Australian financial and compliance partners to protect your information and deliver a loan experience you can feel confident about.

Equifax Logo

afca logo

Salesforce.com

Get the ball rolling...

Complete your application online.

Developed by KOOK